Master Terms of Service
Effective Date: August 2026 · Last Updated: October 6, 2026 · Version 2026.6
PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THEY CONTAIN A MANDATORY INDIVIDUAL ARBITRATION AGREEMENT AND CLASS ACTION WAIVER THAT GOVERN ANY DISPUTES BETWEEN YOU AND DISCREETPANTIES.
1. Acceptance of Terms & Eligibility (18+ Requirement)
This Master Terms of Service ("Agreement") constitutes a legally binding contract between you ("User", "Buyer", "Creator", or "You") and DiscreetPanties ("Platform", "We", "Us", or "Our"). By creating an account, browsing, purchasing, listing merchandise, or interacting with DiscreetPanties, you acknowledge that you have read, understood, and agreed to be bound by this Agreement.
2. Platform Role & Safe Harbor (Section 230 Notice)
DiscreetPanties operates exclusively as an online interactive software venue, communications facility, and marketplace platform connecting independent, third-party content creators and vendors ("Creators") with prospective adult purchasers ("Buyers").
Pursuant to the Communications Decency Act (47 U.S.C. § 230), DiscreetPanties acts solely as an intermediary and interactive computer service provider. DiscreetPanties is not an employer, broker, agent, manufacturer, distributor, carrier, or retailer of any user-uploaded digital media or physical items offered by Creators. The one exception is payment: DiscreetPanties accepts payment from Buyers as each Creator's limited payment collection agent, exactly as described in Section 7.I, and for no other purpose. All listings, photos, videos, physical descriptions, and communications represent the sole expression and responsibility of the respective Creator.
3. Physical Merchandise, Wear Conditions & Order Logistics Disclaimer (Zero Platform Liability)
DiscreetPanties facilitates digital commerce and direct buyer-to-creator messaging. The Platform never manufactures, touches, packages, stores, warehouses, inspects, tests, authenticates, verifies the wear duration of, or physically ships any physical merchandise.
A. Direct Creator Logistics: All physical items (including worn panties, lingerie, socks, custom scented items, and novelty clothing) are packaged, handled, addressed, and mailed exclusively by the independent Creator directly to the Buyer.
B. Scent, Wear & Condition Representations: Any representations regarding wear duration, scent potency, material characteristics, or custom activities are solely statements of the individual Creator. The Platform disclaims any warranty or guarantee regarding the sensory, olfactory, or hygienic attributes of any physical goods.
C. Allergic Reactions & Material Disclaimer: Buyers assume all risks regarding fabric composition, materials, perfumes, personal care products, or potential biological allergens. The Platform bears zero liability for any personal sensitivities, allergies, dermatitis, or reactions.
D. Carrier Errors, Lost Packages & Customs: The Platform is not responsible for lost, stolen, damaged, delayed, intercepted, or seized postal packages, incorrect shipping addresses provided in direct chats, customs duties, carrier transit delays, or postal disputes. The only exception is Section 3.2 (Order Problems & Order Requests).
3.1. Biological Trace Material & DNA Non-Exploitation Warranty & Waiver
Because physical worn garments (such as worn panties, lingerie, and socks) naturally carry personal scents, micro-fibers, and biological trace elements:
A. STRICT PROHIBITION ON GENETIC & FORENSIC EXPLOITATION (BUYER COVENANT): All physical merchandise offered on DiscreetPanties is sold exclusively as collectible adult novelty items for lawful, private, personal sensory appreciation. Buyers are strictly, expressly, and legally prohibited from extracting, harvesting, isolating, sequencing, testing, cloning, synthesizing, analyzing, or commercially, forensically, or scientifically exploiting any biological materials, cellular traces, secretions, fluids, or DNA from any physical items purchased through the Platform.
B. CREATOR VOLUNTARY SCENT TRANSFER ACKNOWLEDGMENT & RELEASE: Creators voluntarily choose to list, package, and sell worn garments and acknowledge that such items carry personal biological scent traces. Creators voluntarily release DiscreetPanties and lawful Buyers from any genetic or biological privacy claims (including claims under the Genetic Information Nondiscrimination Act "GINA" or common law privacy rights), provided such items are used exclusively for lawful personal adult novelty purposes.
C. COMPLETE PLATFORM IMMUNITY: DiscreetPanties disclaims 100% liability for the biological composition, testing, mishandling, disposal, or third-party treatment of physical novelty garments. Any buyer attempting genetic testing or non-consensual forensic exploitation of creator merchandise commits a material violation of this Agreement, trespass, and intentional invasion of privacy, subject to civil and statutory prosecution.
3.2. Order Problems & Order Requests
A. Scope. This section covers problems with physical orders paid for through the Platform: an item that was never sent, a package that never arrived, or an item that is not what was agreed. The Buyer and the Creator resolve these first between themselves through an order request on the order card. The Platform reviews a request only if they cannot agree (Section 3.2.E). Seller payouts settle the moment payment clears. The Platform never holds funds, never pays refunds, and is not the seller, shipper, or carrier of any item. Nothing in this section is a warranty, guarantee, or insurance.
B. Opening a request. The Buyer opens a request from the order card within 14 days after the shipping deadline, or within 14 days after the order was marked shipped. After that, the order is treated as delivered. The Buyer picks a reason and asks for one fix: the item shipped again, a full refund of the item price, or a partial refund in US Dollars. The Processing Fee is not refundable.
C. Working it out. The Creator has 72 hours to accept, make a counter-offer, or decline with a written reason. Both sides can message and make offers in the request thread. A fix is agreed when one side accepts the other side's latest offer.
D. Doing the agreed fix. Re-ship: the Creator enters a new carrier, tracking number, and package photo within 5 days. Refund: the Buyer enters a Cash App $cashtag or payout handle, and the Creator pays the agreed amount, plus the standard Processing Fee on that payment, directly to the Buyer through the Platform's checkout within 48 hours. The money goes from the Creator straight to the Buyer.
E. Platform review. Either side can ask the Platform to step in if the Creator declines, if no fix is agreed within 72 hours, or if an agreed fix is late. A request moves to the Platform automatically if the Creator does not answer within 72 hours or misses an agreed deadline. We review the request thread, the tracking record, the package photos, the order chat, and any evidence submitted, and we aim to decide within 3 business days. We either uphold the request, which records a strike against the Creator (an "Upheld Claim"), or dismiss it. We record each decision with a written note. Our decision is final and subject to Section 12 (arbitration).
F. When we uphold. Typically: (1) the Creator did not enter a carrier, a tracking number, and a package photo by the shipping deadline; (2) the carrier's own record shows no acceptance or movement 14 days after the order was marked shipped, and the Creator cannot show other proof of shipment; or (3) the Creator agreed to a fix and did not complete it by the deadline. Packages lost, delayed, damaged, stolen, held, or seized once the carrier has them (Section 3.D), allergic or skin reactions (Section 3.C), packages sent to the address the Buyer gave in chat, change of mind, and delivered digital content are generally not upheld, though the Buyer and Creator may still agree on a fix.
G. Creator duties and consequences. Ship by the deadline. Upload a photo of the sealed package with the label, and enter the carrier and tracking number, before marking an order shipped. Answer order requests within 72 hours and complete any agreed fix on time. Two Upheld Claims pause the Creator's selling until the Platform reviews the account. Submitting false, reused, or altered tracking or photos is grounds for removal.
H. Limits. Once a Creator has been paid, the Platform cannot take money back from the Creator or send it back to the Buyer. An Upheld Claim and the resulting Creator strike are the Buyer's only remedy from the Platform. Any refund comes from the Creator. Apart from its duties as the Creator's payment agent in Section 7.I, the Platform has no payment liability for any order.
4. Creator Representations, Warranties & Age Compliance
Creators must also accept the Creator Agreement before listing or selling anything. It applies on top of these Terms. If the two conflict on a selling matter, the Creator Agreement controls. Each Creator who registers, publishes media, or lists merchandise on DiscreetPanties represents, warrants, and covenants that:
- Creator is at least 18 years of age and has submitted authentic, unaltered government-issued photo identification verified by the Platform.
- Creator is the sole, exclusive legal owner and copyright holder of all visual depictions, photographs, audio recordings, and text published on Creator's account.
- All individuals depicted in Creator's content were at least 18 years of age at the time of creation, participated with full legal consent, and have executed written model releases in compliance with 18 U.S.C. § 2257.
- Creator's items, descriptions, and communications comply with all applicable municipal, state, federal, and international postal and trade regulations.
5. Intellectual Property, Universal Promotional License & Global Multi-Platform Marketing Rights
Creators retain proprietary copyright ownership of their original content. However, to enable DiscreetPanties to operate, broadcast, market, advertise, and direct commercial buyer traffic to Creator listings and the Platform worldwide:
A. UNIVERSAL GLOBAL PROMOTIONAL LICENSE GRANT: By publishing, posting, uploading, or displaying any public listing, product photograph, Panty Drawer showcase image, public feed post, preview video, biography, banner, or public profile asset on DiscreetPanties, Creator hereby grants DiscreetPanties an irrevocable, perpetual, worldwide, non-exclusive, fully paid-up, royalty-free, transferable, and sublicensable license to use, reproduce, modify, crop, resize, adapt, blur, censor, composite, watermark, color-correct, create teaser previews of, combine with typography or graphic overlays, publish, publicly display, distribute, broadcast, and promote such public materials globally across any and all media channels, platforms, technologies, and formats now known or hereafter devised in perpetuity.
B. MULTI-PLATFORM & AUTOMATED MARKETING BROADCASTING: This universal marketing license expressly authorizes DiscreetPanties to feature public Creator assets across all third-party global digital channels, including but not limited to:
- Social Media & Broadcast Platforms: Meta platforms (including Facebook Pages & Instagram feeds/reels/stories), X / Twitter, Bluesky, Telegram VIP channels, Discord servers, Reddit, TikTok, YouTube, Threads, Pinterest, and all emerging social networks.
- Automated & Algorithmic Marketing Engines: Automated social posting bots, daily scheduled product drop broadcasts, weekly creator spotlights, algorithmic recommendation feeds, high-resolution teaser marketing cards, and promotional sales banners.
- Search, Indexing & Advertising: Search engine rich snippet previews, digital ad networks, promotional email newsletters, push notifications, press releases, and affiliate distribution networks.
C. ABSOLUTE EXCLUSION OF PRIVATE / PAYWALLED ASSETS: The promotional marketing license above strictly excludes private pay-per-view (PPV) locked vault media, private 1-on-1 direct message attachments, and custom media deliverables. Private paid media remains 100% confidential between the Creator and the authorized recipient and shall never be utilized for public advertising or external marketing without Creator's express, prior written authorization.
6. Prohibited Content & Zero-Tolerance Safety Violations
DiscreetPanties maintains a strict zero-tolerance policy against unlawful and harmful material. The following are strictly prohibited:
- Any content involving, depicting, or referencing minors (CSAM / CSAS) or age-play.
- Non-consensual content, revenge pornography, voyeurism, blackmail, or sexual extortion.
- Depictions of real violence, human trafficking, non-consensual sexual abuse, or bestiality.
- Unauthorized disclosure of personally identifiable information (doxxing).
- Solicitation of in-person commercial sexual services or illegal contraband.
Any violation will result in immediate permanent account termination, forfeiture of any gifts in the account, and immediate criminal referral to law enforcement authorities, including NCMEC and federal agencies.
7. Financial Architecture, Non-Custodial Lightning Settlement & Zero Commission
A. Direct Pricing in US Dollars: Every price on the Platform is shown in US Dollars and paid per purchase at one checkout: Cash App or any Lightning payment app (open the app, scan the code, confirm). The Platform does not sell, issue, or hold any virtual currency, coins, wallet, stored balance, or prepaid credit for Buyers or Creators. Gifts bought in the Gift Shop are collectibles, not stored value (Section 7.H). Completed payments are final and non-refundable, subject only to Section 3.2.
B. Zero Creator Commission & Buyer Processing Fee: DiscreetPanties charges Creators 0% commission and no monthly fee. Creators keep 100% of their listing price, custom offer price, auction price, and tips. The Buyer pays a processing fee at checkout, shown before payment, equal to 10% of the first $50.00 of the item amount plus 3% of any amount above $50.00, each part rounded to the nearest cent. Physical orders carry a minimum fee of $3.99. Digital items, tips, and Creator-paid refunds carry a minimum fee of $0.25. No order carries a fee above $49.99. Platform items (boosts, buyer passes, and Gift Shop gifts) carry no processing fee. The Processing Fee is not refundable.
C. Non-Custodial Architecture & Point-of-Sale Lightning Settlement: DiscreetPanties is strictly a non-custodial software platform. The Platform never holds custody of creator funds: there are zero rolling reserves, zero withdrawal minimums, and zero delayed payout clearing queues. Every purchase (tips, PPV purchases, custom offers, physical orders, and auctions) is settled at point of sale and paid out immediately via outbound Bitcoin Lightning directly to the creator's verified Lightning address ([email protected], Strike, or any of 25+ other Lightning-enabled apps). Creators never hold a platform balance.
D. Exclusively Bitcoin Lightning Payments: The Platform never processes credit cards, debit cards, or traditional fiat merchant processors. Buyers pay exclusively via Bitcoin Lightning using Cash App, Strike, River, Wallet of Satoshi, Phoenix, Blink, or another supported mobile payment app. This protects against chargeback fraud, merchant holds, and processor freezes.
E. Commercial Marketplace Transactions: DiscreetPanties operates strictly as a commercial software venue connecting independent buyers and creators for bona fide purchases of itemized creator merchandise, customized wearables, and digital content packages. DiscreetPanties does not operate as a bank, financial institution, money services business ("MSB"), or money transmitter. When it accepts a Buyer's payment, it does so only as the Creator's limited payment collection agent under Section 7.I.
F. Physical Order Fulfillment & Packaging Evidence: Physical transactions follow the mandatory 5-stage lifecycle: order initiation, mandatory seller pre-approval, buyer payment with instant Lightning settlement, shipment with photo proof, and delivery confirmation (the Buyer confirms receipt, or the order is marked delivered automatically 14 days after it was marked shipped). Creators are required to upload photo evidence of the sealed package alongside valid postal tracking when marking an order shipped.
G. Settlement Finality, Mandatory Handle Verification & Zero Re-Sends: All creator earnings and direct tips are settled at the point of sale via outbound Bitcoin Lightning payments sent to the creator's configured Cash App or Lightning payout handle. By configuring a payout handle and completing the live verification test, Creators explicitly acknowledge and agree that Lightning settlements are instantaneous, final, and irreversible once sent. DiscreetPanties holds zero custody of creator earnings and is technically, structurally, and legally unable to cancel, reverse, claw back, retrieve, or re-send funds delivered to an incorrect, misspelled, unverified, or third-party handle provided by the Creator. Creators bear 100% sole responsibility for verifying the accuracy of their payout details. DiscreetPanties disclaims all liability for misdirected funds resulting from creator input errors or account inaccuracies. An Upheld Claim under Section 3.2 does not reverse, recall, or delay any payout already sent to a Creator.
H. Gifts (Collectibles Only): Buyers can buy gifts from the Gift Shop in US Dollars with no processing fee. Bought gifts stay in the Buyer's collection until sent, and sending a gift to a Creator is free. Gifts are digital collectibles only. They have no cash value, are not refundable, cannot be cashed out, transferred for money, or used as payment for any item, tip, or service, and Creators are not paid from gifts. The Gift Hall of Fame ranks gifters and never shows dollar amounts. The Platform may retire or change gift designs at any time.
I. DiscreetPanties Is the Creator's Limited Payment Collection Agent:
1. Who you buy from. When you buy an item, content, custom offer, or auction, or send a tip, you are dealing with that Creator, not with DiscreetPanties. DiscreetPanties is not a party to the agreement between you and the Creator. The Creator sets the price and is responsible for what they sell.
2. Appointment. Every Creator has appointed DiscreetPanties, in writing in the Creator Agreement, as the Creator's limited payment collection agent, solely for the limited purpose of accepting payments from Buyers on the Creator's behalf and passing them to the Creator. DiscreetPanties acts as the Creator's agent for that purpose only. When you pay at checkout, you are paying the Creator through DiscreetPanties.
3. Your payment counts the moment we receive it. Your payment through DiscreetPanties is the same as a payment made directly to the Creator. When your payment reaches DiscreetPanties, your obligation to pay the Creator the agreed amount for that purchase is extinguished. The Creator has agreed not to ask you to pay again for any reason, including if DiscreetPanties fails to pass your payment to the Creator. If that ever happens, the Creator's only recourse is against DiscreetPanties, never against you. That risk is ours, never yours.
4. The order things happen in. When you scan the code and confirm in your payment app, DiscreetPanties receives your payment for the Creator. We then pay the Creator's full price to the Creator's payout handle, usually within seconds, and release your item once the Creator is paid. If we cannot pay the Creator within a few minutes (for example, their payout handle stops answering or the item is no longer available), the purchase is cancelled and we refund your full payment, including the processing fee. We email you to arrange the refund to your Cash App $cashtag or Lightning address, usually within 1 business day.
5. The processing fee is ours. The processing fee in Section 7.B is our charge for our service. It is not part of the Creator's price and is not collected on the Creator's behalf. The Creator receives their full listed price.
6. No balances. DiscreetPanties does not keep balances for Buyers or Creators. Each payment is passed to the Creator inside the same checkout, within seconds. There are no wallets or stored credit.
7. Scope. This section covers every purchase and tip paid to a Creator through checkout. It does not cover Platform items (boosts, buyer passes, and Gift Shop gifts), which you buy from DiscreetPanties directly. Nothing in Sections 9, 10, or 11 limits what this section says about when your payment counts as paid.
8. Limits of our role. Acting as the Creator's limited payment collection agent does not make DiscreetPanties responsible for anything a Creator does or fails to do, including the quality, legality, or delivery of what they sell. DiscreetPanties has no duties as the Creator's agent except those written in this Section 7.I and in the Creator Agreement. To the fullest extent the law allows, any other duties the law might otherwise imply are excluded.
9. Refunds work the same way in reverse. If a Creator agrees to refund you under Section 3.2, you appoint DiscreetPanties as your limited payment collection agent, solely for the limited purpose of accepting that refund from the Creator on your behalf and passing it to the payout handle you enter. When the Creator's refund payment reaches DiscreetPanties, the Creator's obligation to pay you that refund is extinguished, and your only recourse for that refund is against DiscreetPanties, never against the Creator. We pass the refund to your handle within seconds. If your handle can't be paid, we contact you to send it another way.
J. Private Calls (All Calls Are Final): A Buyer can book a private video or voice call with a Creator who offers calls. Booking is free. The Buyer pays the Creator's price plus the Processing Fee only after the Creator has joined the call, and the Creator is paid at the point of sale like any other purchase (Section 7.I). Both sides must join within 10 minutes of the booked start time. If the Creator does not join in time, the Buyer is never charged. If the Buyer does not pay and join in time, the call is cancelled and nothing is charged. All paid calls are final and non-refundable for any reason, including a dropped connection, a call ended early by either side, or a camera or microphone problem. Calls run in the browser through the Platform's relay, which keeps phone numbers and IP addresses private. The Platform does not record calls. The other person could still record their own screen, so only show what you are comfortable with. Calls follow every rule in these Terms, including Section 1 (18+ only) and the content rules. Report a problem from the call screen. A Creator who misses 3 booked calls has calls turned off until the Platform turns them back on.
8. DMCA Copyright Infringement & Takedown Policy (17 U.S.C. § 512)
DiscreetPanties respects intellectual property rights and complies with the Digital Millennium Copyright Act (DMCA). If you believe your copyrighted work has been infringed on our Platform, submit a formal takedown notice to our Designated Copyright Agent at:
Notices must include identification of copyrighted work, URL location on the site, statement of good faith belief, contact details, and a statement under penalty of perjury. Repeat infringers will be permanently banned.
9. Disclaimer of Warranties ("AS IS" & "AS AVAILABLE")
DISCREETPANTIES AND ALL SERVICES, FEATURES, AND CONTENT ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR FREEDOM FROM COMPUTER VIRUSES OR SERVICE INTERRUPTIONS.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DISCREETPANTIES, ITS OWNERS, OPERATORS, DIRECTORS, EMPLOYEES, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING LOSS OF PROFITS, DATA, USE, GOODWILL, OR PHYSICAL MERCHANDISE DISPUTES) ARISING FROM OR RELATED TO YOUR USE OF THE PLATFORM. IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100.00 USD) OR THE FEES PAID BY YOU TO DISCREETPANTIES IN THE PRECEDING THREE (3) MONTHS.
11. Comprehensive Indemnification & Hold Harmless
You agree to defend, indemnify, and hold harmless DiscreetPanties, its parent entities, subsidiaries, officers, directors, members, managers, employees, agents, and successors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees and court costs) arising from: (a) your use of the Platform; (b) any content or merchandise uploaded, listed, sold, or shipped by you; (c) your violation of this Agreement; (d) your violation of any third-party rights (including copyright, trademark, privacy, or publicity rights); or (e) any conduct, offline interactions, or postal logistics between you and any other user.
12. Mandatory Binding Individual Arbitration & Class Action Waiver
A. BINDING ARBITRATION: Any dispute, controversy, or claim arising out of or relating to this Agreement or your use of the Platform shall be resolved exclusively through final and binding individual arbitration administered by the American Arbitration Association ("AAA") or JAMS under its applicable Consumer Arbitration Rules.
B. CLASS ACTION WAIVER: YOU AND DISCREETPANTIES MUTUALLY AGREE THAT ALL CLAIMS MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, REPRESENTATIVE PROCEEDING, OR PRIVATE ATTORNEY GENERAL ACTION.
C. JURY TRIAL WAIVER: BOTH PARTIES VOLUNTARILY AND EXPRESSLY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING.
13. Governing Law, Venue & Severability
This Agreement is governed by and construed in accordance with the laws of the United States of America without regard to conflict of law principles. If any provision of this Agreement is held invalid or unenforceable, such provision shall be severed and the remaining provisions shall continue in full force and effect.
14. Contact Information & Legal Notices
For legal inquiries, formal notices, or support concerning these Master Terms, contact our legal compliance team: